In undertaking any endeavor, one should never engage the activity until one has thoroughly analyzed and understood the overarching rules which govern the enterprise, whether it is in sports, a trade, a craft – or applying for a benefit at the Local, State or Federal level. Would you advise your child to play football without first going over the rules? Would you hand a power tool to a novice? Or entrust a large sum of money to an individual who possesses no knowledge about financial management?
Category: Preliminary Considerations before Filing for FERS Disability Retirement
The preparation, formulation, and finalization prior to filing a Federal Disability Retirement application, whether under FERS (the Federal Employees Retirement System) or CSRS (Civil Service Retirement System), should be sufficiently reviewed and carefully scrutinized prior to submission to the Agency of the Federal Employee (if still employed or separated but not more than 31 days) or the H.R. Shared Services Center for the Postal Employee (in Greensboro, North Carolina, where all Postal Disability Retirement applications are processed….
Federal and Postal employees who are attempting to prepare, formulate, and file a Federal Disability Retirement application under FERS & CSRS must somehow endeavor to “put it all together” in order to meet the 7-part criteria which the Office of Personnel Management has extracted and extrapolated pursuant to (so they claim) Sections 844.101 to 844.404 of Title 5, Code of Federal Regulations (for those under FERS) and similar provisions for those under CSRS (which is becoming a rarer animal close to extinction).
As with most things in life, attempting to secure a Federal Employee Disability Retirement annuity under FERS or CSRS requires an extraordinary amount of time, effort, planning, and the collection, formulation and coordination of a compendium of information. Multiple questions arise at the early stages of planning: Can I live on 60% of the average of one’s highest-3 consecutive years of salary for the first year, then upon the second and subsequent years at 40% (planning stage)? Will my doctor support me (collection of information stage)?